Spending Perspectives

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https://arthritisdiabetescenter.com/endocrinology I’ve been getting frisky with my spreadsheet – trying to size things up … the results were less than desirable.

https://www.autenticmed.com.br/empresa/ Right now that we’ve enjoyed that quip – I took the total spending and divided it up over time to see how the bulk of my spending is spread out. I added a trend line hoping to see it declining, or at least stable … but it was steep.

Order Tramadol Online Without A Prescription I would have rather it been an upright finger and a message “You’re over doing it!”

follow link After sobbing over a cup of coffee and a cookie, I looked for some positive news in the numbers … so I started to look at how much of my income I was spending …

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see … and there it was, the giant middle finger called February and its ugly sisters March and June … the good news is that I’ve saved about 20% of my total income … and on average I save 40% of my income per month … but what was up with terrible triplets?

follow link Percentage of Income Saved

… looking at the percent of income spent per month reveals more … I spent more than I made on February … and almost all I had in the other two months … then I looked into the spending details of each of those months …

  • I paid off my car in February – good bye savings 🙁
  • I had to pay for a set of new wheels in March (ouch .. shee6 shee6)

click here June on the other hand was an interesting one … It seems like everyone in the 80’s got hot and heavy in September, and most of my acquaintances were born 9 months after several September many midnight merriment … but what can anyone do about that really? Diversify your social network based on birth days maybe? 😕 you got me!

http://misjafaraon.com/wyszukiwarka/ The point is, however, if you only look at spending in one way, you wont see the whole picture, and it will just look like you’re over spending … when in reality, if you tilt your head to the left a little, you see that you’re saving … but a few ‘investments’ put a cap on that …

https://thermocomfort.ca/testimonials/ More importantly, this lets you forecast how much you need to make to realise greater savings … e.g. I budgeted for car insurance this year and wasn’t caught off guard like I was last year … also ‘surprise’ money always colours your excel cells green ~ even though inflation is a mouldy monster that feeds on ‘surprises’ …

2 Comments on “Spending Perspectives

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